Business View Caribbean
        
        
          
            3
          
        
        
          who joined the BVIHSA in 2012, with over 20 years
        
        
          of experience in medical and healthcare services. It
        
        
          employs 625 people, making it the Territory’s second
        
        
          largest employer, and has an estimated budget of $40
        
        
          million. Its services include: Audiology, Emergency,
        
        
          Hemodialysis, Infection & Prevention Control, Labora-
        
        
          tory Services, Medical Imaging, Nutrition and Dietet-
        
        
          ics, Pharmacy, Physiotherapy, Social Services, Gen-
        
        
          eral Surgery, Obstetrics and Gynecology, and Pediatric
        
        
          Care.
        
        
          According to Baptiste, the Territory’s National Health
        
        
          Insurance (NHI) system is similar to that of the United
        
        
          Kingdom’s. Legal residents of the BVI must make a
        
        
          mandatory contribution of 3.75 percent of their earn-
        
        
          ings up to the Social Security maximum threshold
        
        
          of US $5,791.50, in order to be covered by National
        
        
          Health Insurance. Employers of those persons are as-
        
        
          sessed an additional 3.75 percent of their worker’s
        
        
          salary. Treatment received under NHI is subject to a
        
        
          lifetime cap of US$1,000,000, but individuals remain
        
        
          subject to a five percent co-pay at Peebles Hospital.
        
        
          There is no co-pay requirement for treatment at a com-
        
        
          munity health clinic.
        
        
          Those persons without the means to contribute to the
        
        
          NHI, after going through the Ministry of Health and So-
        
        
          cial Development’s means testing, plus children under
        
        
          the age of 16, police officers, firemen, prison officers,
        
        
          public health workers, the mentally ill, and prisoners,
        
        
          are not required to pay into the system. “Regardless
        
        
          AT A GLANCE
        
        
          WHO:
        
        
          The British Virgin Islands Health Services
        
        
          Authority
        
        
          WHAT:
        
        
          The statutory body that oversees the Ter-
        
        
          ritory’s healthcare providers
        
        
          WHERE:
        
        
          Tortola, British Virgin Islands
        
        
          Email
        
        
          :