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PREFERRED VENDOR n Bert Smith & Co. www.bertsmithco.com Bert Smith & Company was founded in 1989. For decades, the company has provided cost-effective, timely, and accurate services to meet the needs of federal, state, and local govern- ments. Its lines of business include accounting, bookkeeping, and related auditing services. The firm has more than 60 CPAs and management consultants who have earned a reputation for efficient service, effective representation, and experienced counsel. THE VIRGIN ISLANDS HOUSING FINANCE AUTHORITY