Business View Caribbean | October 2022

24 BUSINESS VIEW CARIBBEAN VOLUME 9, ISSUE 10 “Our first revenue source is a $1000 administration fee we charge for each approved mortgage, which although less than 1% of the total home cost, translates to around $1 million per year based on the number of projected homes.” This amount pays for the program’s running costs. “The next revenue stream is the green bonds we plan to raise from the solar generated from the homes’ roofs. This money will pay back the cost of the land.” “The net cost to the government for our business is, therefore, nothing because it is a self-replenishing venture that will not drain the central government’s monies in any way.” House Design Hope Inc optimizes its house designs for resilience and solar capture optimization. “Our houses are designed to be hurricane resilient, which extends to the slope of the roofs that use certain angles to minimize the effects wind shear can have in hurricanes. In addition, the designs maximize photovoltaic solar capture by minimizing the north face and slope to less than 25% of the overall roof.” Helping construct the homes are small construction companies, which Hope Inc provides with working capital. “Most of the contractors we use are skilled and experienced but lack the resources to win projects,” explains Hoyos, “so providing working capital is another way we are impacting the local construction industry.” However, as the contract progresses, Hoyos expects Hope Inc to take on more construction responsibilities, allowing it to innovate and improve the building methods and processes. Modular Sewerage System Senior Management Team  Tamara Allman-CEO, Michelle King-COO (standing), Nicole Layne- IT, Valentina Blackman- Attorney-at-Law, Lindelle Earle-Finance Manager (standing)